![]() ![]() Some choices we make to help us pay down our debts include meal planning and cooking at home, not having television service, and not having fancy smart phones (we have pay as you go phones). We are working on it every single paycheck in measurable ways. I wish I could tell you my family is debt free today. You can be happy and comfortable and free from your current debt-driven lifestyle. More than that, with careful planning, you can build wealth. But with planning, and careful management of your money, you can be debt free. ![]() ![]() Basically, the gist is this: you have to make some sacrifices. What is special about The Total Money Makeover is that it really is a practical, do-able program. A TDY and a lot of illness got in the way of us being able to attend all our classes, so I was super excited to have a chance to review Dave Ramsey’s The Total Money Makeover through the Booksneeze Blogger program. Last year, my family had a chance to go to Financial Peace University- a program by Dave Ramsey designed to help families get out of debt. ![]()
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